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Startup Business Loans for Working Americans.
No Collateral Needed.

Whether you’re employed full-time, a veteran, or building your side hustle, we’ll help you fund your dream fast, unsecured, and hassle-free.

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Applying is free and won’t affect your credit score.
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We fund entrepreneurs who work hard before and after a 9 to 5! ​

22% Increase in Funding in 2025
$ 0

Real Americans, Real Startups, Real Results

Why Thousands of Professionals Trust ABC Biz Loans

Read our success stories here.
Kayleen M
Kayleen M
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American Business Credit exceeded my expectations! They were so helpful from the very beginning of the process to the end. Everyone I came into contact with were very professional and had valuable incite to help me with any hesitations and questions that I had. I am very impressed with the service they provided. Craig Johnson was my main advisor through this process and I would high recommend him based on his expertise, guidance, and service he provided to me as a client. Any financial needs I have in the future I will be a returning customer of American Business Credit. Thank you Craig for all your hard work.
Derek J
Derek J
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American Business Credit was extremely knowledgeable, professional, and helpful from start to finish. My loan processor Craig was extremely helpful, answering all of my questions as they arose. They delivered the exact results promised during our first call in a timely manner. Highly recommend.
Eduard A
Eduard A
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I am so glad I found ABC, every company or lender I talked to told me we needed to have revenue on our business to get a loan, well we are a start up, and need the loan to get started generating revenue. ABC was able to get us funded at great rates in a short amount of time. I definitely plan on using them again as our business grows!
Erik R
Erik R
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Amazing! Kina Jackson was sooooo helpful and made the process a breeze! We weren't sure what we could get as a start-up and needed a ton of equipment to get our business going. Kina dug deep and found us what we needed to fund our equipment needs and we can't thank her enough! Thanks again Kina and American Business Credit! Stop by the store next time you're in Vegas! - Erik Rogers, Veg-In-Out Market
Cassandra M
Cassandra M
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Kina was amazing to work with. As a new business owner and limited credit history, she really went to bat to ensure my business plan was heard by the lenders, so they felt confident in investing with me. Highly recommend!!

What Makes Our Startup Business Loans Different

No Collateral Needed

Our unsecured startup business loans don’t require personal assets. Just income and intent.

Built for Working Professionals

We help full-time employees, veterans, and first-timers launch businesses without quitting their jobs.

Fast, Easy Approvals

Apply in minutes and get funded in as little as 24–48 hours with no paperwork headaches.

Flexible Use of Funds

Use your loan for launch costs, marketing, equipment, or anything your startup needs to grow.

Not Sure Which Loan Fits Your Startup?

Finding the right loan can feel overwhelming, but you’re not alone. Our team specializes in helping first-time founders and working professionals find the right funding, fast. Get one-on-one support in just a few minutes.

Speak to a Loan Advisor

Get Prequalified for a Startup Business Loan

Get Your Small Business Loan Today

Funding for America’s Next Generation of Entrepreneurs

We specialize in helping working professionals, veterans, and first-time founders get fast, unsecured funding to launch or grow their businesses. Whether you’re starting something new or expanding an existing venture, we provide simple, no-collateral loans designed for real Americans chasing big ideas.

Startups

For new entrepreneurs looking to turn an idea into a real business.
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Industrial

Financing for machinery and tools essential for manufacturing or construction operations, aiding productivity and efficiency.
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Personal Loans

From e-commerce to creative studios, fund your dream with no red tape.
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Veterans & First Responders

Proudly supporting those who’ve served with fast, flexible startup capital.
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Medical Practices

From solo practices to wellness startups secure funding to launch or expand.
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Franchises

Funding for franchise startup costs, buildouts, and working capital.
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Agricultural

Agriculture loans encompass financial support provided by lenders to farmers and agricultural businesses, assisting in purchasing land, equipment, seeds, livestock, and covering operational costs crucial for farm operations and growth.
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Minority Owned

Helping underrepresented founders access capital with confidence.
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Restaurants & Hospitality

Launch or grow your food concept with fast, unsecured capital.
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Need help? Call our office at (800) 549-2744

Address: 9170 Oakhurst Rd STE 5A Seminole, FL 33776-2112

Tel: (800) 549-2744

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