Best Ways to Increase Your Credit Score

Student debt, medical bills and unpaid personal loans can make it feel like a normal credit score is impossible, but we’re here to tell you that’s not true. Boosting your credit score isn’t the fastest process, so you’ll need patience. On average, it takes 12 to 18 months for someone with poor credit to reach … Read more

When to Finance Equipment

Does this mean that you have to sacrifice an investment opportunity for the financial solvency of your business? Of course not. Financing equipment is a reasonable solution to help you make a sound business investment without postponing it indefinitely. When you resort to financing equipment, you can fulfill your business needs sooner. The new equipment … Read more

How to Create a Startup Business Plan

  Launching a new startup business takes more than an idea. In order to actually succeed and stand out as a viable competitor in your market, you’ll need to know the ins and outs of developing a startup business plan. Why is a business plan needed to start a company in the first place? Why … Read more

Should you use Loans or Credit Cards for Your Startup

There are many ways to finance your startup. Besides obtaining loans and credit cards, you can seek out investors, borrow the money from friends or family, or invest in yourself using money from your savings. However, loans and cards are the fastest and easiest options, and credit card loans are faster and easier than other … Read more

How to Qualify for a Small Business Loan

Many small business owners ask how to get a small business loan, but there is no single answer. There are many types of businesses at varying stages of development and a wide range of lenders. We’re here to offer insight and information describing how to get a small business loan for your business. Banks and … Read more

Preparing a Great Startup Loan Application

Get Prepared You have the idea, the people, the business plan, the family electrician, and the blueprints, all ready to go. All you need is the money. Now is the time to prepare a loan application. Make yours stand out. Much like employers ripping through resumes, lenders will be receiving plenty of loan applications. Do … Read more

How to Successfully Secure a Business Loan

Every year, thousands of businesses are successful in securing a loan. While some go the traditional route of contacting local lenders by phone, others take advantage of the technology available to them. Despite these benefits, many business owners never consider using the internet to their advantage. There is one primary reason for this: they don’t … Read more

Who can Obtain a Medical Professional Loan?

Who can Obtain a Medical Professional Loan? Due to the cost of medical school, it is common knowledge that physicians often times obtain a loan in order to pay for their education. But did you know that medical professional loans are available to many others? For example, approximately 75 percent of dental students will graduate … Read more

Credit Score 101: Everything You Need to Know

Credit Score Basics How important is your credit score (also known as FICO score)? Is this something that you need to pay attention to? Once you know your credit score, as well as how it can impact you, there is a good chance you will put more time and effort into improving this number. Despite … Read more

US Government Lending Agencies

Executive Branch Office of Management and Budget White House Office Executive Agencies Department of Agriculture Farm and Foreign Agriculture Service Farm Service Agency Food, Nutrition, and Consumer Services Marketing and Regulatory Services Agricultural Marketing Service Animal and Plant Health Inspection Service National Resources and Environment Forest Service Natural Resources Conservation Service Research, Education and Economics … Read more