Starting a business takes money. This isn’t an insider secret or advice. This is a cold hard fact. However, what you do with that startup money could be the single most important decision you ever make as a business owner. You probably caught that word “startup” – and it’s important to know that a startup … Read more
If you’re self-employed in any fashion and you want more information on the Paycheck Protection Program (PPP), you’ve come to the right place. We have created a guide to PPP loans for those who are self-employed. We’ll cover every step, from qualification to application, then follow with a Q&A of commonly asked questions. Please note … Read more
Running a successful business means having lots of sales, yes, but it also means having low expenses. Of course, it’s important to make as much money as possible, but it’s just as important to save as much money as possible. Here’s where we can help. There are countless ways to cut down business expenses, and … Read more
As a founder starting a new business, you must be careful to prevent your business loan and your personal credit from being tied like two planes to a fueling umbilical cord. Personal Guarantee on a Business Loan Depending on how you structure your startup and the type of business credit you are pursuing, a lender … Read more
If you’re considering closing a credit card account, you’d better thank your lucky stars you just found this article. We’re here to tell you to wait, and why. Maybe the fees are outrageous. Maybe you use the Amazon credit card to shop online too often. Maybe you’re among the many people who wrongly believe that … Read more
So much goes into sustaining a small business. You have overhead, insurance matters, loans, credit scores, customer happiness, employee happiness, legal regulations and countless other things to worry about. It’s crucial though that you know how important ROI, (return on investment), is to any business, but especially small businesses and start-ups. Have you ever heard … Read more
Having good credit is an essential part of healthy finances, and something most people aim to achieve. However, it’s by no means an easy thing to accomplish and maintain. And if you’re looking to have excellent credit, that makes things even more challenging — no room for financial missteps. Still, those who manage to achieve … Read more
Managing finances properly can be difficult, as it is not a straightforward process. However, it is one of the skills you have to acquire to keep your financial profile healthy. Maxing out credit cards and getting into more debt than you can manage can have devastating consequences, so you must be careful. If you’re looking … Read more
Not everyone has the privilege of making money doing something they love. Sometimes the casual hobby evolves into the cornerstone of a new business. Having a hobby is very different from running a small or medium enterprise. There are a lot of extra factors to take into consideration such as creating a business plan, obtaining … Read more
Understanding the ins and outs of your business’ accounting might seem impossible, but you don’t need a math or financing degree to stay on top of your revenue and make sure your company maintains steady growth. These small business accounting tips will help you continue to thrive and adapt as your business grows. As early … Read more
